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247cash.us was created to help consumers access money without hassle and wasted time.
We understand emergencies exist that may require access to cash. That’s why we simplified the process of finding a lender or lending partner to get the money you need. You no longer have to visit dozens of websites, fill out numerous requests or stand in line at a local store. We are not a lender or lending partner, but submitting your information through our secure online form will help us connect you with one of our participating lenders and lending partners in our network. The lenders and lending partners we work with are willing to help you get the cash you need. Each lender or lending partner in our network has made the approval process quick and easy, usually with a loan agreement that you can review and sign online.
Need Cash Now?
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No paperwork, no long waits—just fast loans!
Borrow Up to $5,000
For emergency expenses, bills, or any urgent need!
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Get the funds you need, when you need them! Secure a fast and flexible loan with easy approval and no hidden fees. Apply now and take control of your finances today!
Apply NowWhy choose us
We know there are several ways to obtain a loan. However, here are a few reasons why you should consider our service to connect with a lender or lending partner:
Speed
Our service is fast. We may be able to connect you with a lender or lending partner to offer you a loan as soon as the next business day. The next step is to complete the request form so we can speedily connect you with a lender or lending partner that is ready to work with you.
Safety
A number of websites claim to offer some sort of quick service to connect you with lenders or lending partners, but be careful! Some websites are actually designed to infect your computer with viruses and malware that steals sensitive information like your bank account number. Be aware of unsecured websites making false claims about their security technology. Also, be cautious if you see a website with all the security logos on display but without linking to the security provider’s certification page. Giving your personal information to these websites can make you an easy target for hackers and thieves.
Transparency
We believe in keeping things clear and honest. When you apply for a loan through our platform, we ensure that you fully understand the terms, interest rates, and repayment plans before making any commitments. No hidden fees, no surprises—just straightforward information to help you make an informed decision.
Convenience
Avoid long lines and having to get out of the house to connect with a lender or lending partner. You can fill out our online form from the convenience of your home. We partner with many lenders or lending partners, therefore, getting connected with one of them is convenient as 1, 2, 3. Our online form serves as a connecting service to connect you with one of them.
Have a question? Check out the FAQ
If you have questions regarding a loan inquiry, approval, funded loan, payments or any other question about a particular loan, please contact your lender or lending partner directly. If you received a loan, you should already have the lender’s or lending partner’s contact information. Since we are not the lender or lending partner, we cannot answer questions about pending or approved loans.
What is a short term loan?
Personal loans might be called different things, but they’re all designed to provide you with temporary financial relief.
Who can qualify for a personal loan?
Most lenders or lending partners require you to:
1. Be employed in your current position for approximately 90 days or have another source of adequate and predicable income;
2. Be at least 18 years old, and a US citizen or a permanent resident;
3. Have an income of approximately $1,000 per month after tax withholdings; and
4. Have a valid email address, work phone number and home phone number.
How much can I borrow?
The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $100 and $5,000.
How will I receive the loan money?
Once the lender or lending partner approves your loan and you accept the loan terms, your loan will be deposited directly in your bank account, usually as soon as the next day.
If I have bankruptcy or bad credit, can I still get a loan?
Personal loans generally are offered for people with good credit, although each lender or lending partner has its own underwriting policies. An alternative for those with bad credit may be to seek a short-term consumer loan. If we cannot find a lender or lending partner that can offer you a personal loan for the amount you requested, we will search our network of short term lenders or lending partners to see if we can find a short-term lender or lending partner for you.
How long does the process take?
It should only take a few minutes to complete our secure online form. After we receive your information, we immediately start looking for a lender or lending partner that is willing to work with you. You should have a response from one of our lenders or lending partners within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website uses Site Visit Recordation Technology to memorialize site visits, including technology provided by third parties like Jornaya’s LeadiD. By submitting your information through this website, you consent to the use of Site Visit Recordation Technology.
The owner of this website is not a lender or agent of any lender and does not take loan applications or otherwise engage in lender-related activity (including without limitation making credit decisions or arranging, brokering, originating, servicing, underwriting, funding, or collecting payments for any lender). Submitting your information via this website is a request to be connected with one or more financial service providers that may be able to help you with your financial needs, each being responsible for taking a credit application, verifying your information, and making their own credit decisions.
The services offered by this website are administrative only (frequently referred to as “lead generation”) and are offered to you free of charge. Lenders and other financial service providers pay a fee to be connected to consumers in search of financial services, often based on a ping tree model similar to Google AdWords where the highest available bidder is connected to the consumer.
In some cases, you may be given the option of being connected to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a TLE, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution in a tribal jurisdiction. You should read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you authorize the owner of this website and its network of available lenders to do a credit check,
which may include verifying your social security number, driver license number, or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Clarity, DataX, or others. You also authorize the owner of this website to share your information and credit history with its network of available lenders and other service providers.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees and other costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30. Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.
This service is not available in all states.
Lender’s or Lending Partner’s Disclosure of Terms.
When a lender decides to offer you a loan, it is required by law to provide documents that contain all fees and rate information pertaining to that loan, including any potential fees for late-payments, and the terms (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss payment options.